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I need free money or a good loan.  I need a building in my town, West Milford, NJ 07480.  Possibly an investor to help me get started. I need equipment, insurance. I will be taking babies from 6 weeks old to 12 years old.  There are 2nd and 3rd graders in this town going home to empty houses.  There are not enough latchkey programs in this town. The older children have nothing to do and need to keep busy. The vandalism keeps rising on a daily basis. These kids need somewhere to go after school until their parents are home. Anyone willing to help me please contact me ASAP.

I am going to open a day care in West Milford, NJ 07480.  I need a building, equipment, insurance or even an investor to help me get started. I really need all of the grant money that I can have.  There is a need in my town.  They daycare centers are overflowing.  There are 2nd and 3rd graders going home to empty houses everyday.  There is not enough latchkey programs in town.  The ones that they do have are very unaffordable to many of of residents.  I want to do 6 week olds to 12 year olds.  These kids need something to do after school.  There is so much vandalism and crime from the older kids it is terrible.  I like to give them a place to go to stay out of trouble and keep busy.  I have many exciting ideas and plans.  If anyone knows how I can get the money, please contact me ASAP.

I am looking for a grant to cover the costs of a 3 year case study which will compare current healthcare costs with that of a proposed healthcare plan.  Extensive manhours and supplies for the research should run approximately $50,000 per year, or $150,000 over 3 years.  I am a Doctoral student at the University of Phoenix - Online.  I am majoring in Healthcare Administration.  I am also the President and CEO of HWH Living LLC.  I have undertaken a project to conduct a Case Study.  Based on a thorough thesis (over 200 pages) conducted during my MBA studies in Healthcare Management, I have developed a business plan which will revolutionize the healthcare insurance industry.  Preliminary studies indicate a cost reduction of as much as 54% in total annual medical expenditures.  My plan encourages consumers to take personal responsibility for their own health by offering an incentive which could increase their retirement protfolios by as much as $820,000.  My plan does not penalize consumers who become sick, as long as they actively pursue a healthy life-style.

HWH Living LLC is a startup company and we need your help.  Our goal is to create a community co-op system of health insurance.  Our intent is to reduce the cost of health care through such measures as reduced administrative expenses, the elimination of greed, the inclusion of a Health Savings Account, and consumer self-involvement.  If consumers exercise, for example, preliminary statistics indicate that healthcare costs can be reduced by as much as 54%.

At HWH Living, participating  subscribers can expect more healthcare beneftis, while saving themselves an average $2,184 annually on services not normally covered (out of pocket expenses).  They can also expect to save an average $450 on their annual premiums while increasing their retirement fund by an average $820,000 (based on subscribers who start a Health Savings Account at age 35 and retire at age 65). 

Participating employer groups can expect to save an average $1,241 annually per employee on their healthcare benefits package.  Additionally, they can expect to save an average $2,485 per employee on reduced sick leave expenditures.  Companies with more than 100 employees can expect to save over $372,600 per year in total halthcare costs.

Participating individuals can expect to save an average $3,875 annually per subscriber on their healthcare benefits package and total medical expenditures.

You don't have to be a marathon runner to qualify.

We won't pay exuberant administrative executive fees.

Our mission is to measurably improve the standard of health quality in the United States.  We provide a health service where members are encouraged and rewarded for taking charge of their own wellness--doing all they can to prevent health problems and be better prepared when catastrophic events may overtake their health while saving money in the process.  This holistic approach will provide better healthcare for lower costs than our competitors.